Life Insurance
We have a range of life insurance options to suit any lifestyle at an affordable premium. From life insurance that covers you and your family to life insurance for your business needs, we will assist you through the process and help you choose the right option.
The Classic and Essential Life Plan
Looking for a flexible personal financial protection plan that includes illness and disability benefits? Look no further than our cost-effective program that rewards you for being our member!
The Business Life Plan
Are you a business owner and concerned about disability, severe illness and death? Don’t worry, we’ve got you covered. Our comprehensive benefits will help keep your business running smoothly.
The Purple Life Plan
Introducing The Purple Life Plan! Our exclusive plan for clients with more than R10 million in life insurance. We offer customisable benefits, covering the full range of possible needs. Get in touch today to find out more!
The Smart Life Plan
Introducing The Smart Life Plan, designed to financially protect and reward young adults for living healthily. Get up to 100% of your premiums back for making healthy choices – it’s the smart way to live!
The Dollar Life Plan
Introducing the Dollar Life Plan! This comprehensive life insurance policy comes with illness and disability benefits and pays out in US Dollars. Plus, you’ll earn rewards every step of the way! Get a free quote today.
The Funeral Plan
Looking for a funeral plan that will help ease the burden on your loved ones? Look no further than The Funeral Plan.
Global Education and Child Protector
Need to protect your children from illness, disability, and trauma? Global Education and Child Protector can help! We offer coverage for your children’s education from kindergarten to university. Get a free quote today!
Frequently Asked Questions
Why do I need life insurance?
Every person wants to become financially independent. Yet it takes time to accumulate sufficient funds to sustain yourself and your family upon been unable to work or not willing to work any longer. Individuals will take on life cover that upon his or her decease or incapacity, the money will be made available to replace the funds which would have been required in such circumstances.
What makes Discovery a good option for life insurance?
To become financially independent today requires the ability to earn a very good income. Only 2% of people are in that category. Therefore, we would want to spend money on life cover in order to protect our loved ones yet we will want to have as much of the cost or the premium refunded to us. Discovery is the company that has created the most opportunities whereby any person can have more refunded to him or her compared to any other insurance company.
If I have never had life insurance am I not too old now?
Two questions to answer: if you need it, you have to have it. And from a cost point of view, all life cover products are age rated. So whether you are 60 or 21, you will be paying the same rate per R 10 000 cover as any other existing policy owner. Whether you buy the cover now or had bought it 20 years ago.
Who can I designate as a beneficiary on my life insurance policy?
Any natural or legal entity.